Larchmere Lodge
- Status
- Active
- Owed
- $0.00
- Days past due
- None
- Line opened
- $80,000 limit; draws by AFT2026-10-07 · 23 h to fund
Before funding
- Branch Manager sign-off (maker-checker)Cleared 2026-10-01, 14:30
- Identity checks that needed a person clearedCleared 2026-10-01, 09:25
Funds are sent only after every check clears. This loan was ready at 2026-10-06, 10:00.
Operating line
- Limit
- $80,000.00
- Drawn (owed principal)
- $0.00
- Available
- $80,000.00
Draws keep one month's average spending in the account ($41,749 for this borrower). The borrower uses its own cash first; the line covers only the gap, based on its past year. Interest is charged only on what's drawn.
Draws: $17,546 on 2027-04-01, $19,503 on 2027-05-03 · total $37,049
The rest of the limit is headroom: room to draw more after a poor harvest or a drop in prices, without asking for a new loan.
The borrower's account is at a provincially regulated credit union. Open Larchmere Lodge's application file
Timeline
- Nothing yet. Fast-forward to see collections.
Schedule
- 2027-05-03$116.24
- 2027-06-01$12,595.24
- 2027-07-02$12,513.42
- 2027-08-02$12,431.60
Ledger (double entry)
Debits $0.00 = credits $0.00 ✓
| Date | Entry · account | Debit | Credit | Owed after |
|---|
Interest and timings are illustrative. Entries are never edited; corrections are reversing entries.
Poor-harvest stress test
What if the peak season brings in less? This season's draws happen before the harvest, so they don't change. The question is what the harvest can repay, and what next season then needs.
| Measure | Normal harvest |
|---|---|
| Peak-season revenue | $341,699 |
| Peak drawn this season | $37,049 |
| Peak utilization | 46.3% |
| Season interest | $607.14 |
| Post-harvest sweep | Repays in full |
| Carried into next season | $0 |
| Next season's peak need | $37,049 46.3% of the limit |